body {margin:0 0 0 0; padding:0 0 0 0; background-color:#f7f8f9; font-size:82%; width:950px;}
* {font-family:Arial,Geneva,Verdana,Helvetica,sans-serif; font-size:1.0em; color:#000000;}

h1 {font-size:2.0em; font-weight:bold; margin-bottom:26px; margin-top:0px;}
h2 {font-size:1.14em; font-weight:bold; margin-bottom:0px; margin-top:30px;}
h3 {font-size:1.3em; font-weight:lighter; margin-bottom:0px; margin-top:0px;}
p.text {text-align:justify; margin-bottom:40px;}
ul {list-style-type:square; margin-left:30px; margin-top:10px;}

a {text-decoration:underline;}
a:hover {text-decoration:underline;}
a.big {text-decoration:none;}

table {margin:20px; border:0px; border-collapse:collapse;}

td {vertical-align:top; margin:0px; padding:4px 10px; border:0px;}
td.text {padding-top:40px; padding-left:15px; width:695px;}
td.navbg {background-color:#c0d0e0;}
td.navbghi {background-color:#e0d0c0;}
td.tabw1 {width:75px;}
td.tabw2 {width:95px;}
td.tabw3 {width:135px;}
td.tabw4 {width:145px;}
td.tabw5 {width:160px;}

.tab {color:#203040; margin:0px;}
.tabf1 {font-size:1.3em; font-weight:bold; letter-spacing:0.05em; line-height:1.5em;text-decoration:none;}
.tabf2 {font-size:0.9em; font-weight:lighter;}

.logo {font-weight:bold; color:#f7f8f9; margin:0px;}
.log1 {font-size:1.7em; line-height:1.6em}
.log2 {font-size:1.4em; line-height:0.1em}

.footer {border-top-width:2px; border-top-style:solid; border-color:#c0d0e0;}

img.pic {float:right; margin-left:40px; margin-top:30px; margin-right:20px;}
img.logo {border:0px; width:120px; margin:10px;}
div.ad {margin:40px;}